For over a decade Snowbird Finance have specialised in providing funding solutions to practices as well as offering Treatment Finance to help patients fund their treatments.
Treatment Finance is...
'From making a phone call to Snowbird Finance one day, to receiving funds in my account the next, my loan was arranged quickly and efficiently, with a minimum of paperwork. Easy to deal with and very professional. Highly recommended'
Dr A.M. BDS
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Buying a car with a Lease Purchase (or Personal Contract Plan – PCP) is great for people who want to keep their monthly payments as low as possible. Snowbird can find the right finance company at the best rates for your budget and situation, even if you have a poor credit rating.
You will be required to pay a deposit (normally a minimum of around 10% and a maximum of 50% of the total vehicle price), then fixed monthly instalments for the duration of the agreement and a final agreed deferred payment. Usually the larger the deposit you pay, the lower the monthly instalments. At the end of the agreement you have 3 options:
1. Pay the deferred final payment and keep the car
2. Sell the car privately to fund the final payment
3. Hand the car back to the dealer.
If the car is worth more than predicted, then the difference can be put towards the deposit for a new car.
A lease purchase scheme is also an affordable way of acquiring a new vehicle as it allows you to opt to reduce your monthly instalments by paying a final balloon payment.
Interested in a lease purchase agreement? Contact us to discuss the best deal to suit your needs and you could have your new vehicle within 48 hours!