Personal Loan Application

This application is for a personal loan only. If you require a business loan, please contact us.

A) Loan  

B) Identity & Contact Details
Monthly Contract   Pay as you go

C) Home Address History
Please provide at least 6 years of address history. Please use additional comment section at end of form if you need to add additional addresses.
Current home address:
Years     Months
Owner     Tenant    

Previous home address (if applicable)
Please provide at least 6 years of address history.
Years     Months

Less than 6 years address history entered – please use additional comment section at end of form to add additional addresses

D) Details of Income
Full time     Part time     Self-employed     Retired
You   Spouse   Other (e.g. rental income)   Total
Gross annual income
(pre-tax income):
+ + =
+ + =

E) Work Information
We MUST have at least 5 years of work address history. Please use additional comments section at end of form if you need to add additional addresses.
Principal     Associate     Employee     Other    
Years     Months
Years     Months

F) Work Address
Years     Months

G) Current Credit
Balance (£). Enter 0 for none.   Monthly (£). Enter 0 for none.
+ Add another credit card

H) Your Bank Details
Please enter your bank details below.
This is the account into which the funds will be paid and the account from which your monthly instalments will be collected.
Please note that this must be a current account (it cannot be a savings account). If it is a joint bank account, please tick below.
Years     Is this a joint account? Yes   No

I) Additional Questions
Yes   No
Yes   No
Yes   No
Yes   No
If property:
not including home address
not including home address
(Please include the ‘total annual rents received’ figure in the ‘total Gross annual household income’ box - section D)

J) Additional Comments

Important Information

This application is for a personal loan and may be recorded with credit reference agencies. Snowbird Finance as a finance broker will use the information you have provided to source suitable finance facilities on your behalf. The credit being applied for is a fixed sum product which is generally suitable for short to medium-term borrowing. The product is unlikely to be suitable if you want to repay the amount over a period shorter than six months.

If your application has been successful, a Loan Agreement document will be sent to you. This Loan Agreement will lay out the principle costs of the credit being offered. It will also include details of the repayments, any fees or charges, the total amount you will have to pay and the interest rate. The Loan Agreement may also show you the APR, which can assist you in comparing the overall cost of credit. You should only enter into the Agreement if you can comfortably afford the payments and you are not aware of any potential changes in your circumstances that could affect your ability to make the payments in the future.

You have a right to withdraw from the Agreement, without giving a reason, by giving oral or written notice to the lender within 14 days commencing the day after you receive notification from the lender that the Agreement has been executed by them. If you validly withdraw, the Agreement is treated as if it was never entered into and you must repay the total amount due to the lender including any accrued interest by no later than 30 days after giving notice of withdrawal. You have the right to repay all or some of the credit early at no additional cost with no penalty for early repayment.

Your Personal Information & Data Protection

When you apply for finance via Snowbird Finance Limited, the lenders that we approach may access and use the information recorded by credit reference and fraud prevention agencies (FPAs) for the purposes of assessing lending risks and identifying, preventing, detecting or tackling fraud, money laundering and other crime.

Any Credit Reference Agency (CRA) that is searched as a result of your personal loan application will keep a record of any search, and other lenders may use it to assess applications they receive from you in the future.

Details of your agreement, payments and any default activity may be added to your record with the CRAs. If you borrow and do not repay in full and on time, CRAs will trace your whereabouts and recover debts that you owe. Records of the outstanding debt will remain on file for 6 years after they are closed, whether settled by you or defaulted and may be used for statistical analysis about credit, insurance and fraud.

If you give false or inaccurate personal information and fraud is identified this may be recorded with fraud prevention agencies who may inform law enforcement agencies. These organisations (including law enforcement agencies) may use, search and access these records from the UK and other countries (e.g. offshore operations of UK businesses) to prevent fraud and money laundering, for example, when:

a. checking details on applications for credit and credit related or other facilities and managing credit and credit related or other facilities;
b. checking details on proposals and claims for all types of insurance;
c. recovering debt;
d. check your identity to prevent money laundering; and
e. checking details of job applicants and employees.

Under the Data Protection Act 1998, you have a right to access certain personal records we hold about you, which you can do by writing to us at for which a fee may be payable.

Please note this information is a condensed version, for full details of how your data may be used, or if you wish to find out more about the CRAs and FPAs mentioned above, please telephone Snowbird Finance on 01932 874674.

Customer Declaration
  • I am 21 years of age or over and capable of taking responsibility for my own actions
  • I authorise Snowbird Finance Ltd and/or any of its preferred lenders to search my records at credit reference agencies
  • I understand that I can seek my own independent financial, legal and tax advice
  • I confirm that I have read and understood this form and that the information provided is accurate
L/No. 052216150536
Customer name (you):
Please indicate your acceptance by inserting the L/No. (shown above) in the box below.

Thank you for your application, it has been submitted and we will be in touch soon. If you would like to visit our website please click here.